Bank loan portfolio and its impact on sustainable development and increasing the bank’s market share based on the Harvendal-Hirshman Index (HHI)/Case Study - Gulf Commercial Bank

The research aims to demonstrate the importance of the bank loan portfolio in increasing the market share of the bank through the distribution and concentration of loans on more than one sector, especially those related to sustainable development projects, depending on the Harvendal-Hirshman index to measure diversification, focus, return and risk through a case study of Gulf Commercial Bank for the period from 2010 To 2020, the bank’s financial statements were measured and analyzed and the research hypothesis was tested applied and statistically through the SPSS v.25 and 2010 EXELL measures and programs to reach the desired results of the research. It may affect the financial solvency of the bank, and consequently not increasing its banking market share and its inability to compete with the rest of the banks properly. Modern methods of scientific analysis to ensure increasing its share in the banking market to be able to compete with other banks.

Anahtar Kelimeler: Bank loan portfolio, sustainable development, market share, loan portfolio concentration, loan portfolio diversification, Harvindal-Hirshman index.

The research aims to demonstrate the importance of the bank loan portfolio in increasing the market share of the bank through the distribution and concentration of loans on more than one sector, especially those related to sustainable development projects, depending on the Harvendal-Hirshman index to measure diversification, focus, return and risk through a case study of Gulf Commercial Bank for the period from 2010 To 2020, the bank’s financial statements were measured and analyzed and the research hypothesis was tested applied and statistically through the SPSS v.25 and 2010 EXELL measures and programs to reach the desired results of the research. It may affect the financial solvency of the bank, and consequently not increasing its banking market share and its inability to compete with the rest of the banks properly. Modern methods of scientific analysis to ensure increasing its share in the banking market to be able to compete with other banks.

Keywords: Bank loan portfolio, sustainable development, market share, loan portfolio concentration, loan portfolio diversification, Harvindal-Hirshman index.

Sayfa Aralığı: 1-14

Hameed, T. M., Abbas, N. M. & Kateh, Z. H. (2023). Bank loan portfolio and its impact on sustainable development and increasing the bank’s market share based on the Harvendal-Hirshman Index (HHI)/Case Study - Gulf Commercial Bank. Journal of Current Researches on Business and Economics, 13 (1), 1-14.